Comparison
Shine handles your pro account. Freelance Budget pilots your finances.
Shine is a freelance neobank with basic integrated bookkeeping. Freelance Budget is a financial cockpit that complements your bank — without replacing it.
TL;DR
- Shine = pro bank account + basic bookkeeping for Micro/EI. Freelance Budget = treasury piloting + projections, bank-agnostic.
- Shine mostly covers Micro-Entrepreneur and EI statuses. Freelance Budget handles SAS, SASU, SARL, EURL + Micro + UK/DE statuses.
- Shine charges ~€8-15/month. Freelance Budget: €99/year excl. VAT (~€8/month), no bank account.
- For multi-entity or SAS freelancers, Shine doesn't follow. Freelance Budget does.
Side by side
Comparison
Freelance Budget
Shine
Pro bank account included
Freelance Budget: use your existing bank, we import CSV
Mission tracking (day rate, calendar)
12-month treasury projection
Health score & runway
What-if scenarios
Shareable client calendar
Multi-entity (SAS + Micro + LLC)
SAS, SASU, EURL, SARL statuses
Shine: focused on Micro and EI
UK / Germany statuses
Multi-leg mileage
Price
€99/year excl. VAT (~€8/month)
€8-15/month
When to choose Shine
Shine
You're a Micro-Entrepreneur or EI, you want an all-in-one pro bank account with basic bookkeeping. Shine is designed for that profile and does it well.
Freelance Budget
You're in SASU/SAS/EURL, multi-entity, international, or you want to pilot treasury and scenarios beyond bookkeeping. You can also use both: Shine for the pro account, Freelance Budget for piloting.